The proposed 100% increase to the compulsory contribution of
OFW for Philhealth becomes viral on social media as of today. The increase also
affects local employees who are member to the said medical insurance.
I have never been to any lectures or seminars with regards
to the policy of Philhealth. My knowledge is limited to the fact that I am a
member and that my company is paying for that.
Photo courtesy of Facebook OFWVOICE page |
I live far from the city all-in-all about 2.5-3 hrs driving
(commuting) so I woke up early. I brought my wife with me for she knew the city
well than I do.
The waiting time to get my transaction number was easy, but
the time I was called for business bugs me. The early preparation going to the
city made me sleepy.
My number was finally flashed in the monitors finally after
countless yawns. I gave the form which my company gave me from the office and I
told her that I didn’t have my card yet. I also asked her if I could include my
mom as a beneficiary. She said it’s possible if she is a senior citizen and if
I have her ID with me which I didn’t have.
She reminded me however to pay my dues in times when I am on
vacation for the company is not paying when I’m on leave, failure to do so may
cause forfeiture of my benefits from the insurance given three months max of
non payment.
Three months, I suddenly remember my AMOSUP membership
benefits. Like Philhealth I am not entitled of their coverage after three
months of leave. Does this mean I have to schedule when will I or my
beneficiaries get sick?
Maybe for some OFW this is not a problem given the fact that
their vacation leave does not extend up to three months. In our case
(seafarers) it sometimes reaches far beyond three months. We are at the mercy
of our manning agencies.
It’s good that the clerk advised me to pay in behalf of my
employer in times when I am on leave. For the AMOSUP no chance, unless you have
friends working inside. Another difference is in PHILHEALTH P2400 for the
entire year and for the AMOSUP its 23USD per month. In fairness to the latter
they cover more privileges.
Recently one House Representative withdrew her authored bill
proposing an increase to OWWA contribution after a successful facebook
campaign. I also shared the photo as my agreement to the sentiment.
And now another campaign is flooding my facebook wall with regards
to this 100% increase on the Philhealth contribution. This time I did not share
because for me it was a fair proposal. A roughly P7.00 a day for medical
insurance is reasonable enough.
I put my hands down in regards to medical issue. I
understand how expensive this days to be hospitalized. As what the famous tag
line of a multi vitamins brand “bawal magkasakit”. I believe that it is our
individual responsibility to update our medical insurance due. That amount
contributed could not even cover a day stay in the hospital, but the Philhealth
in returns covers more than our annual contribution.
Photo courtesy of Facebook OFWVOICE page |
But all that was nothing compared to the aid this insurance
company is covering, a little sacrifice to say. And by the way this is the type
of benefits I would be happy if not used. Means my family and myself is healthy.
Health is wealth though.
To the people working on this insurance company be prompt in
attending to the needs of your members, we deserved it, it is your duty.